Refund Policy

Last updated 3 September 2026

This explains when we refund and when we don't. We've tried to write it plainly rather than defensively.

Coins don't expire

Unused coins stay in your wallet indefinitely. There's usually no need for a refund — the balance is still yours.

When we refund automatically

When we'll look at it case by case

When we won't refund

How to ask

Write to support@pychat.in with your registered number, the date and time of the call or purchase, and what went wrong. We reply within two working days.

Approved refunds go back to the original payment method within five to seven working days. The timing after that is your bank's, not ours.

Host earnings

If a user's call is refunded, the corresponding earning is reversed from the host's balance. Hosts are told when this happens and why.